Travel insurance can save you from expensive medical bills, lost luggage and other unplanned expenses while traveling abroad. With world events like pandemics, natural disasters and wars that could disrupt your plans, it’s essential to make sure you have adequate coverage in place.
When it comes to insurance for Canadians, there are plenty of choices. Let’s take a closer look at some of the top companies.
BCAA Travel Insurance
BCAA Travel Insurance is the go-to travel insurer for travellers in British Columbia. They provide various coverage options to safeguard your trip, such as emergency medical coverage and trip interruption protection. With BCAA Travel Insurance, you won’t have to worry about anything while on your vacation!
You have two options for purchasing travel insurance: a single trip policy or an annual multi-trip plan. The cost depends on your age, the length of your trip and where you plan on visiting.
Before making a purchase, it’s wise to shop around and compare prices in order to get the best value for your money. Make sure to read each policy’s details to determine what kind of coverage and limits are provided.
Travel insurance companies that provide pre-existing conditions and cancellation coverage, which is essential if you’re traveling outside Canada, also offer trip interruption and baggage insurance so you can avoid unexpected expenses while abroad.
BCAA also provides non-medical travel insurance that pays for medical and dental bills as well as any other expenses incurred due to an injury or illness while traveling. You can add on a travel accident package which covers losses caused by collision with an object while you’re out there traveling.
Manulife Travel Insurance
Manulife is one of the leading travel insurance providers in Canada and has been helping travellers for more than 155 years. Their various plans provide various levels of protection so you don’t need to worry about coverage limits when taking a trip.
For trips of a longer duration, a multi-trip policy can save money by providing coverage for multiple trips. Furthermore, you have the option to add on extras to suit your individual requirements.
Manulife offers travel medical plans as part of its portfolio for those planning on travelling abroad. These plans provide emergency medical benefits that may help cover out-of-province hospital costs and unreimbursed travel medical expenses not refunded by your province.
Manulife offers travel medical coverage as well as an emergency evacuation plan for unexpected events in your home province or country. This coverage can cover the cost of air transportation back home if necessary due to an accident or injury.
RBC Travel Insurance
RBC Travel Insurance is an ideal option for Canadians who require comprehensive coverage that includes adventure sports, emergency medical assistance and more. Whether you’re traveling within Canada or abroad, RBC offers various plans tailored to different needs and budgets.
RBC provides four primary comprehensive travel insurance packages, each providing varying coverage levels. These policies include unlimited medical coverage, emergency evacuation and repatriation assistance, as well as more.
They offer annual multi-trip insurance, which allows you to book and use the same policy throughout the year for multiple trips without having to pay an extra fee. Furthermore, they have single trip coverage – ideal for those taking a quick vacation for a few days.
RBC travel insurance also offers 24/7 worldwide claims emergency assistance. Their experienced team can assist with anything from medical treatment to passport replacement – they truly have you covered!
RBC provides travel insurance as well as life insurance products like RBC Guaranteed Acceptance Life Insurance and Term 100 Life Insurance. The former covers you from age 40 to 75, while the latter provides lifetime coverage of up to $100 million in benefits.
Blue Cross Travel Insurance
Blue Cross Travel Insurance is an excellent option for Canadians who want to safeguard their finances while traveling abroad. It can provide coverage for medical expenses, trip cancellation, lost and stolen luggage and other issues that may arise while away.
Travel Insurance Plans from Travel Guard(r): From those taking solo trips to families and groups – everything! Plus, their plans provide coverage for pre-existing conditions and medical emergencies.
If you’re taking a one-time trip, a single-trip travel insurance plan may be your best bet. These policies typically cover up to $10 million in emergency medical costs and benefits.
Most health insurance plans don’t provide full international coverage, but a travel insurance policy can help cover any expenses your standard plan doesn’t cover, such as hospital stays and ambulance fees.
Blue Cross Travel Insurance policies can be purchased both online and over the phone, with an application that takes just minutes to complete. All that’s required from you is some basic health information, your age and trip details.
TD Travel Insurance
TD travel insurance provides straightforward, comprehensive coverage packages to help plan your trip and manage unexpected expenses while abroad. Plus, it has some attractive features like 24/7 customer support and no deductible to pay.
Though TD Bank may be a large bank, they don’t always provide the lowest prices on travel insurance. Be sure to shop around before making your decision; you can get an estimate from their website.
Additionally, TD Bank’s US dollar products can help you save on travel insurance; so be sure to take advantage of these savings before booking your trip!
In addition to travel, TD also provides home, auto and credit protection policies as well as credit protection insurance. Each comes with a range of coverage benefits and options such as third-party liability, direct compensation and accident forgiveness.
TD travel insurance offers coverage for both single trips and annual plans. The cost of coverage varies based on your age, health condition and duration of your trip; additionally, it may depend on which type of coverage you select.
Allianz Global Assistance
Travelers looking for insurance can select from a range of plans offered by Allianz Global Assistance. The company provides coverage through travel sites and independent agents across the country.
Allianz Global Assistance is one of the world’s largest travel assistance companies, making them an ideal option for anyone needing reliable coverage in case of emergencies while abroad. Plus, their customer service team is unbeatable – always ready to assist.
Allianz travel insurance is an ideal solution for travelers who require protection in case of accident, illness or theft while away. They offer various plans to choose from, including single trip, annual/multi-trip and backpacker coverage options.
They offer a selection of add-ons that can be purchased to extend your coverage. These may include extra protection for lost luggage and more.
The Allianz Global Assistance brand is part of the multinational insurance group Allianz and offers services in healthcare, automotive and travel insurance.
Travel Guard is an ideal solution for anyone seeking to safeguard their trip investment. They offer various plans with various budgets and levels of coverage available.
Travel Guard’s Essential Plan offers basic benefits like trip cancellation and interruption, emergency medical, baggage delay and dental expenses. Additionally, it provides optional CFAR and auto rental insurance coverage.
Another option is the Preferred plan, which offers more comprehensive travel protection and benefits. This plan covers medical expenses up to $50,000, emergency evacuation compensation of $500,000, plus much more.
Travel Guard also has plans for seniors and families with kids, as well as a honeymoon plan that will cover the costs of your wedding. As an established leader in travel assistance services, having your trip protected by one of Travel Guard’s plans is important.
RSA Travel Insurance
RSA is a worldwide insurance company with operations in 140 countries. As part of their Confident Futures program, which puts people first and helps them avoid potential risks while traveling, RSA provides travel insurance.
Established in 1833 as Royal Insurance, RSA is one of America’s largest property and casualty insurers and distributes a variety of products. Its business insurance offerings include individual-rated commercial auto, property, general liability, crime coverage, inland marine coverage and equipment breakdown coverage.
RSA provides condo, vacation/leisure and private client solutions tailored to high-value insureds. With an established presence within the Canadian broker channel and regional offices across Canada, RSA continues to be a go-to choice for its partners by offering support and insight.
RSA Travel Insurance is an ideal option for travellers searching for a policy that meets their requirements. It offers various packages and can be purchased either online or through a local agent. Furthermore, the RSA Travel app gives you even more value from your coverage with this provider.