When planning a trip outside Canada, be sure to include travel insurance in your itinerary. It can protect you financially in case medical emergencies or unforeseeable events arise such as trip cancellations and interruptions.
CAA provides a range of Canadian travel insurance plans tailored to different needs. Furthermore, they offer stand-alone emergency medical coverage up to $5 million, making them an ideal option for families.
Allianz Global Assistance
Allianz Global Assistance is one of the premier travel insurance providers in Canada and offers a wide selection of products. Their single-trip, annual and rental car protection plans are among their top choices.
These products offer a range of benefits, such as trip cancellation, flight delay, baggage delay or loss, and emergency medical coverage. It’s essential that you select a travel insurance policy that meets both your individual requirements and budget.
When planning a vacation or business trip, it is important to determine if the purpose of your journey is for business purposes or pleasure. If it’s the latter, be sure to purchase insurance that covers any necessary cancellation fees should your plans change.
Additionally, you should consider purchasing a policy that covers medical emergencies abroad. Having access to reliable help when needed is essential.
The company also offers a visitors to Canada plan that shields Canadian residents and foreign travellers from unexpected expenses. This arrangement is perfect for working holidaymakers, young professionals, Super Visa holders, and expatriates from other countries.
Manulife
Manulife is a Canadian insurance provider that offers various products such as life, home and travel coverage. Furthermore, they provide financial advice and offer group benefits plans for companies and employees alike.
Their website is user-friendly and provides a range of tools to help you make informed decisions about your insurance coverage. Plus, you can submit claims online as well as review your policy history.
They also offer the Vitality program, which rewards customers for engaging in healthy activities. This is an effective way to reduce premiums and boost your health insurance coverage at no extra cost.
The company’s products are affordable and accessible, making them a great option for many families. Furthermore, they were one of the first insurance companies to adopt e-policies and use predictive analytics in their underwriting process.
Manulife online allows you to log in using your Manulife ID. From there, you can check on your group benefits and retirement accounts as well as submit health, dental or life claims.
RBC Insurance
RBC Insurance, part of Royal Bank of Canada, offers a comprehensive suite of life, health and home insurance solutions as well as creditor and business insurance services to individuals, businesses and groups alike.
RBC provides term life insurance as well as critical illness and disability coverage. These policies offer tax-free lump sum payments in the event you are diagnosed with a specified disease or condition, or receive treatment during your coverage period.
RBC also provides Guaranteed Standard Issue insurance, which offers simplified applications and no medical underwriting. This type of policy can be beneficial for those with preexisting conditions who might otherwise struggle to secure regular life insurance coverage.
Are you searching for a long-term financial solution to protect your family? RBC offers Growth Insurance, its proprietary estate participating whole life product suitable for ages 0-17 and 35-55. This product includes dividend interest and options as well as limited pay and life pay choices.
Blue Cross
Blue Cross has been around for more than a century, providing comprehensive products to cover everything from prescription drugs and dental care to hospital stays. Their mobile app makes managing plans and tracking claims effortless for members.
They are renowned for their customer service, with representatives available to answer queries and ensure your coverage meets your requirements. You can even determine if you qualify for any financial assistance programs.
One of their most popular products is their high-deductible health plan, which is ideal for those who travel frequently or have preexisting medical conditions or limited financial resources.
Blue Cross may not be as well-known as some of its peers on this list, but they have been a force in medical insurance for over 100 years. As one of the most trusted names in the business, they have earned that status through hard work and excellent customer service.
TuGo
TuGo, a Canadian-owned and operated company, understands the needs of travellers. Their goal is to help their customers have better experiences by offering top-rated claims assistance and customer service that goes beyond financial protection.
For instance, they provide travel medical insurance that includes emergency medical services for Canadian residents traveling outside their home province. This is especially beneficial when visiting destinations where healthcare can be costly.
They offer a range of travel coverage options, such as Trip Cancellation & Interruption insurance. This policy protects against trip cancellation due to medical or family emergencies, lost luggage, theft and more.
TuGo offers travelers a convenient way to manage their coverage and submit claims online through the MyTuGo app. Users simply log in, download the claim forms, fill them out completely, then send them via mail or email for faster processing. A member of our team will review your submission promptly and get back to you as soon as possible.
GMS Insurance
GMS Insurance is a Canadian provider of health insurance and travel coverage headquartered in Regina, Alberta with customers throughout Canada.
GMS provides personal health plans, replacement health plans, emergency medical coverage and trip cancellation insurance with the goal of helping people enjoy a higher quality of life.
They offer group health insurance, travel insurance and immigrants’ and visitors’ coverage in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, Nova Scotia, Prince Edward Island, Newfoundland and Yukon.
Their products are tailored to meet the needs of individuals, families, small businesses and retirees alike. They provide base plans or with optional benefits like prescription drugs, dental coverage or hospital cash.
OmniPlan is their top-tier plan with extensive benefits coverage including physiotherapy, acupuncture, naturopath appointments and eyeglasses/contact lenses. Additionally, it covers medical equipment, accident dental work and a wide variety of specialty health practitioners.
Travel Guard
Travel Guard is a renowned travel insurance provider with over two decades of expertise in the sector. They provide an array of products and services, such as coverage for flights and medical expenses.
They offer an annual travel plan which may be suitable for frequent travelers, as it offers savings and the necessary coverage you require.
Travel Guard provides travel insurance as well as emergency assistance and guidance for travelers who are abroad. Their call centers are manned year-round to assist with planning trips and troubleshooting issues.
If you are concerned about medical conditions that may not be covered by standard policies, the Silver Plan includes a Waiver of Pre-Existing Medical Condition Exclusion. This waiver must be purchased within 15 days of making your initial trip payment.
RSA Travel Insurance
RSA Travel Insurance is one of Canada’s premier travel insurance providers, offering a comprehensive selection of benefits to travellers. Their packages cover medical emergencies, trip cancellation or interruption, baggage loss and more – making them an invaluable choice for travellers.
Established over 300 years ago, RSA is an international insurance company offering coverage in 140 countries. They offer a broad selection of policies such as property & casualty, auto, marine, business and life coverage to suit any need.
In Canada, RSA offers home and auto insurance as well as condo, leisure, and lifestyle policies. They also offer commercial lines with a selection of risk management products for business owners.
Their product portfolio boasts a number of cutting-edge solutions, such as their business travel app. This app helps travellers stay informed and head off potential issues before they happen.
RSA has a deep-seated dedication to the Canadian broker channel, maintaining regional offices and cultivating relationships with their network of independent brokers. Through their Making Partner program, RSA offers training and curriculum tailored specifically for their broker partners’ needs.
