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The 8 Best Travel Insurance Companies in India


Travel insurance is an essential travel policy that protects travellers against unwelcome risks like accidents, sickness, lost baggage and more. Hence, you need to buy a travel insurance if you are planning a holiday or business trip abroad.

These plans cover medical expenses, evacuation and repatriation of mortal remains, loss of luggage, passport and other travel mishaps. They also provide emergency cash advance and cover for baggage and airline tickets.

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1.Best Travel Insurance Plans In 2023

Travel insurance helps to protect your trip costs in the event of medical emergencies, cancellations and more. These policies are available for both domestic and international trips, depending on your personal needs.

The best travel insurance companies offer a range of coverage options that are designed to fit any budget. These plans typically include trip cancellation and medical coverage, as well as optional add-ons like rental car insurance or a cancellation for any reason (CFAR) rider.


Allianz Global Assistance: This large, international insurance company offers a variety of travel insurance plans that cover medical emergencies, trip cancellations, lost luggage and much more. Their website makes it simple to choose and apply for a plan so you can get insured stress-free.

AXA Platinum: This plan covers up to $100k for medical evacuation and repatriation, as well as up to $15000 for emergency dental care and $1,000 toward lost or stolen baggage. It also includes COVID-19 coverage while abroad and before your trip, which can help you if you’re traveling to an area where there’s been social unrest or political instability.

2.Care Insurance International Travel Insurance

Care Insurance International Travel Insurance provides coverage for a wide range of popular destinations including the USA, Canada, UK, Europe (Schengen visa), Singapore and Australia. This plan covers a wide range of medical and non-medical expenses that may arise while traveling abroad.

The travel insurance policy also offers cashless hospitalisation, accident assistance abroad and cover for checked-in luggage delays, flight delay and lost baggage & more. It also has a Common Carrier Accidental Death clause that pays a lump sum in case of accidental death of the insured while travelling on a common carrier.

It’s a comprehensive platinum plan with no sub-limits for travellers of all age groups. It covers medical expenses due to Covid-19 illness and inpatient treatment up to the chosen policy maximum.

It is an ideal travel insurance for healthy individuals taking general vacations and trips of 30 days or longer. The coverage for pre-existing conditions is great and early purchase options are available at no additional cost, making this an excellent choice for those with expensive or longer trips.

3.Tata AIG Travel Guard.

Whether you are going on a vacation or traveling for business, travel insurance is an essential thing to carry. It protects you financially against losses, such as lost baggage or flight delays.

Tata AIG Travel Guard is a travel insurance plan that provides coverage for medical expenses, trip cancellation and flight delays. It also covers theft of luggage during transit on commercial flights.

The company offers a wide variety of plans and can help you find the best one for your needs. It also has a convenient application process.

The company is a joint venture between Tata Group and American International Group (AIG). It has been serving customers in India since January 22, 2001, with several pioneering firsts to its credit.

4.Universal Sompo Travel Worldwide.

Universal Sompo Travel Worldwide is one of the best travel insurance companies in India. This insurer offers a variety of health and travel insurance plans for both individuals and families.

The company also provides a number of services to its customers, including a 24×7 customer care service and a website where you can check policy details and calculate premiums. Moreover, you can renew your policy online and through the insurer’s branches, in a time-efficient and convenient manner.

If you are planning a trip, then it is important to buy travel insurance for your safety. It will help you recover from unexpected medical expenses and ensure that you get a refund for your lost luggage or stolen items while travelling.

It also offers a 15-day free-look period, during which you can return the policy if you do not like it. The company offers several additional benefits, such as cover for accidental death and permanent disability.

Before buying a travel insurance plan, it is essential to compare the various options available in the market. You can do so by visiting aggregator websites that list partners and competitive plans offered by multiple insurers.

5.Bajaj Allianz Bharat Bhraman Insurance Policy

Bajaj Allianz Bharat Bhraman Insurance Policy is a travel insurance plan that covers domestic travellers who are travelling within India and outside its borders for personal, business or work-related trips or holidays. It provides mandatory personal accident cover for all modes of transportation, including bus, train, flight, taxis, cab service by e-commerce aggregators and personal car, two-wheeler or bicycle.

It also offers various options to customize a domestic travel insurance plan. Some of these include adventure sports coverage, home burglary cover and trip cancellation or curtailment cover.

The company has a strong customer support network that is spread over 1100 towns and cities across India. It has an iAAA rating from ICRA, which indicates the highest claims paying ability and a fundamentally strong financial position in the insurance industry.

The company is a joint venture between Allianz SE, an insurance conglomerate, and Bajaj Finserv Limited. The company has a strong customer-centric approach and has successfully penetrated into the market, offering a wide variety of general insurance products and services. It is a popular choice among Indian travelers, and offers tailor-made plans to suit their needs, ranging from price-conscious to high-end comprehensive travel insurance.

6.Reliance Travel Care Policy

When it comes to travel insurance, you need to consider many factors. This includes the company’s performance, its claim settlement ratio, and more.

Reliance Travel Care Policy is a great option for those looking to buy a travel insurance policy in India. It offers comprehensive coverage against medical emergencies, luggage loss, and other mishaps while travelling abroad.

It also covers unforeseen expenses, such as lost passports and flight delays or cancellations. This is particularly helpful for those traveling abroad for business purposes.

The Reliance Travel Care Policy also comes with cashless facilities. This means that you can use the network hospitals to receive treatment without having to pay out of pocket for your bills.

This is a great benefit especially when you are in a foreign country and not familiar with the local laws. This can save you a lot of money and stress in the long run.

Reliance General Insurance travel plans come with a wide range of benefits, and you can get the plan that best fits your needs. You can also renew the policy online, which is convenient and time-saving.

7.ICICI Lombard Overseas Travel Insurance.

ICICI Lombard Overseas Travel Insurance is an excellent travel policy that offers protection against a wide variety of risks. It also comes with a comprehensive package of benefits like trip interruption reimbursement and global cashless hospitalisation.

Having a travel insurance plan is mandatory for Indians who are planning to travel abroad. It will cover them from any unforeseen situation such as accident, loss of passport, delayed departure, and COVID-19.

For those who are planning to take an international trip to Europe, ICICI Lombard offers an insurance plan that is Schengen-approved and provides comprehensive coverage for all your needs. It also covers medical emergencies and other unexpected events.

The best thing about this insurance plan is that it is very easy to purchase online. You can even get a copy of your policy instantly.

The company also has an extensive network of branches across the country and is renowned for its quality service. The process of opening a policy is hastle-free and takes less time than other banks.

8.Royal Sundaram Travel Secure-Leisure Trip

When you travel, you have to be ready for any unforeseen events such as flight delays, personal accidents and hospitalizations. Fortunately, there are travel insurance plans that can help you cope with such emergencies and ensure financial safety.

Royal Sundaram Travel Secure-Leisure Trip is one such plan that provides coverage against a number of risks including medical expenses, accidental death, hijacks, baggage loss, personal liability and passport loss. It also offers additional benefits such as emergency cash advance, bounced hotel and airline bookings, and dental sickness.

The company has a wide network of insurance agents, distribution partners, affinity partners and brokers who can provide you with the best travel insurance policy. This enables you to enjoy a hassle-free travel experience and avoid the need to worry about your health and belongings.

The company has a wide range of travel insurance plans that cater to different kinds of travellers. These include leisure trips, multi-trip, student and senior citizen insurance plans.


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